Before you click anything about your child's Trump Account — verify it here.
Trump Accounts are live, and so are the scams. We're an independent guide for parents: we verify what's official, explain what your child qualifies for, and track the program as it rolls out. We will never enroll you, and no one else can either — enrollment only happens through the government.
✅ The only places to enroll or activate: TrumpAccounts.gov, the official Trump Accounts app, or trumpaccount.com.
When was your child born?
Eligibility — and what to do next — depends on the year. Pick one:
Your child likely qualifies for the $1,000 pilot deposit.
- U.S.-citizen children born Jan 1, 2025 – Dec 31, 2028 receive a one-time $1,000 government contribution once their account is opened.
- Deposits began July 4, 2026. If you filed IRS Form 4547, watch for the official activation email.
- You can open the account any time before the year your child turns 18 — there's no 24-hour deadline, whatever a scam message says.
No $1,000 — but your child may qualify for private contributions like Dell's $250.
- The Dell family pledged $250 apiece for roughly 25 million children born before 2025, based on ZIP-code income criteria.
- State programs and employer contributions may also apply — this list is growing weekly.
- Anyone can still open and fund an account for an eligible child ($5,000/year limit).
Accounts can still be opened for children under 18.
- The $1,000 pilot doesn't apply, but family and employers can contribute up to the annual limit, and the account grows tax-deferred to age 18.
- Compare it against a 529 before committing — for older kids the math changes.
Congratulations — babies born through 2028 qualify for the $1,000.
- Once your baby arrives and has a Social Security number, you can elect an account via IRS Form 4547 with your tax return.
- Sign up below and we'll send the exact steps when the time comes.
We'll email you updates relevant to your child's birth year — new contributions, deadlines, and scam alerts. No spam, unsubscribe anytime, and we never sell your information. Selecting a year above tailors your updates.
The 60-second scam check
Check the full sender address
Not the display name. If it isn't exactly no-reply@TrumpAccounts.Treasury.gov, delete it.
Trust calls or texts
Treasury contacts families by email only during rollout. Calls and texts are scams.
Type official sites yourself
Go directly to TrumpAccounts.gov or the app stores. Don't follow links in messages.
Pay anything
Opening an account is free. Any fee, gift card, or "expedite" charge is theft.
Call numbers from search results
Official support works only through callback requests inside the app or official site.
Verified against U.S. Treasury guidance · Last updated July 6, 2026
Latest guides
Is your activation email real?
The 60-second verification checklist, expanded — with what to do if you already clicked.
ActHow to activate, step by step
App and web walkthroughs, from Form 4547 to your first look at the account.
EligibilityBorn before 2025? Here's what your child gets
The Dell $250 pledge, state programs, and how to open an account anyway.
BasicsWhat is a Trump Account?
The rules, the $5,000 limit, the tax treatment, and how it compares to a 529.
What should we answer next?
We write guides based on what parents actually ask. What's your question?